|
Everyone promises free checking but is it really free?
YES, Shell Federal Credit Union offers free checking accounts with no monthly service charge and no minimum balance requirements. Our checking accounts also include added features like a free VISA check card*, overdraft protection and free Bill Pay on Access-24, your Shell FCU online banking system. You can even order checks online through Clarke American. Checks range in price, depending on the design.
Requirements for Opening a Checking Account
Checking account requires a $25 deposit to open. Member must be at least 15 years old or if under age 16, must have a parent or guardian as co-owner on the account.
Your FREE checking includes features such as:
| No Monthly Service Charge |
Free Overdraft Protection |
| You will not be charged a service fee for having a checking account at Shell Federal. |
Most financial institutions charge a substantial amount to transfer money from your other accounts to cover a check that you wrote. Shell Federal offers this for free. |
| Free VISA Check Card* |
Free Temporary Checks |
Accepted worldwide, a VISA Debit Card is hands down the easiest way to access your money. It acts like an ATM when you need cash or a credit card when you want to charge. All funds are automatically withdrawn from your checking account when used. |
Free temporary checks are provided until your printed checks arrive shortly to you in the mail. |
| Pay Bills for Free |
Other Features |
Use Access-24 Home Banking to pay your bills online for free with Bill Pay.

|
• No Minimum Balance Requirement
• Dividends earned on balances over $2,000
• Free ATM access
• Free Internet banking
• Free Bill Pay
• Checks can be ordered 24/7 at 1-800-355-8123 or by re-ordering online through the Clarke American website.
|
American Express single signature Travelers Checks are available in $20, $50, $100 and $500 denominations.
*VISA check card requires approval. |