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Vehicle Loans


At Shell FCU, we want to help you get the BEST DEAL on your next vehicle purchase. As a member, you have advantages over other car buyers with Shell Federal's low-rate loans and convenient resources.

We help you through the auto-financing or refinancing process by providing you the tools and resources to help you locate and finance the right vehicle with the right loan and interest rate. 

Vehicle Loans

Did you know? 0% financing is not always as good as it sounds. Before accepting 0% dealer financing, ask us to help you figure your actual costs. Compare the bottom line, accepting the dealer’s offer or taking any rebates offered and financing the vehicle with Shell FCU. You may find that by taking their rebates you will lower your monthly payments and overall loan balance - saving you money.

And did you know? if you have a loan with another institution, you may be able to refinance it at Shell FCU and save hundreds over the term of your loan. Why not keep more money in your pocket with lower monthly payments!

Recreational Vehicle Loans
If you are looking for a motorcycle, boat, travel trailers, or anything that just sounds fun or goes fast, our low rates will help convince you to buy it.

Apply Now
Applying for a loan online is fast, easy and convenient

To get started, get your loan pre-approved BEFORE you start shopping! Complete our online loan application and get a response in as little as 60 seconds! Or, apply by phone by calling 713-844-1100.

When you find the vehicle you want, ask the dealer to fax over the purchase order. You’re done, except for signing the papers!

If you prefer to talk to a person, a Shell FCU loan officer will be happy to help you with your application.

Auto Resources

NADA - Vehicle Pricing & Information
Vehicle pricing information for buyers, sellers, and shopers.
• New Car Prices, Specs & Safety
• Photos & 360°s
• Car Reviews
• Compare Vehicles
• Used Car Values
• Sell Your Car
Preferred Dealers Auto Exam Auto Insurance
Our preferred dealers have demonstrated the willingness to provide our members with a hassle-free car buying experience. To help protect you from buying a faulty vehicle, we have partnered with Auto Exam to provide vehicle inspection services. We offer discount auto insurance through Nationwide Insurance.
Extended Warranties Buying a Car? Selling a car?
We offer Extended Service Contracts through Auto Exam for your auto, truck, or van.

Shell Federal offers several repossessed vehicles for sale at great prices!

If you are looking for a prime location to show your used car, our used vehicle lot ( right off Center Street) is one of the best selling lots in Deer Park!

APR = Annual Percentage Rates. Actual terms and conditions set at the discretion of the loan officer. All rates are subject to change. Rates subject to credit approval guidelines and based on individual creditworthiness at time of advance. Rates listed on website include all available discounts; Not all members qualify for all discounts.
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