Shell FCU | Mortgage Loan Special

Important Notice

We are currently experiencing higher than normal wait times through all communication channels – including telephone, email, branch and drive thru. Following the CDC’s COVID-19 guidelines to protect the staff and membership, we are social distancing and quarantining when recommended. The lobbies are open, however we encourage the use of the drive thru. Online Banking and the Mobile Banking App are available 24/7 for convenient account access. Please know we are working diligently to provide each member with the exceptional service they deserve. Thank you for the opportunity to serve you!

Mortgage Loan Special

With something to offer for everyone, Shell FCU has mortgage options for primary residences, second homes and investment properties.

Shell FCU offers ideal mortgage financing:

  • Low down payment options
  • No closing cost programs
  • Pick your term solutions
  • Completed in-house from start to finish
  • Your loan stays with Shell FCU, never sold

Apply Now

Shell FCU is Federally insured by the National Credit Union Administration (NCUA) and is an Equal Opportunity Lender. Anyone who lives, works, worships, attends school, or regularly conducts business in Harris County, TX can bank with Shell FCU once a $5 savings account is established for membership. Your mortgage rate and monthly payment are based on your personal credit history and underwriting criteria. Mortgage loans with a minimum of $50k financed will qualify to receive $500 Cash Back. The cash back will be deposited into member’s primary savings within 30 days of mortgage funding. Mortgage loans are the only real estate loan eligible for promotional cash back offer. Applicable 1099 forms will be issued the following January. Advertised rates are subject to change at any time without notice. The no closing cost mortgage program includes all nonrecurring closing costs, except an owner’s title policy. Limit one Shell FCU no closing cost mortgage per property. Shell FCU does not offer manufactured home, condo loans, or construction loans. Shell FCU reserves the right to discontinue any promotion at any time for any reason without notice.