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Mortgage Loans
With something to offer for everyone, Shell FCU has mortgage options for primary residences, second homes and investment properties.
Shell FCU offers ideal mortgage financing:
- Low down payment options
- No closing cost programs
- Pick your term solutions
- Completed in-house from start to finish
Other Real Estate Needs:
Disclosure: Shell FCU is Federally insured by the National Credit Union Administration (NCUA) and is an Equal Opportunity Lender. Anyone who lives, works, worships, attends school, or regularly conducts business in Harris County, TX can bank with Shell FCU once a $5 savings account is established for membership. Mortgage rates and monthly payments are based on personal credit history and underwriting criteria. *Apply for a mortgage loan on or after August 1, 2021 to receive $500 Cash Back per $50k+ mortgage loan funded. Cash back will be deposited into the member's primary savings within 30 days of mortgage funding. Home Equity, Land, and Home Improvement Loans are not eligible for promotional cash back offers. Applicable 1099 forms will be issued the following January. Advertised rates are subject to change at any time without notice. The no closing cost mortgage program includes all nonrecurring closing costs, except an owner's title policy. Limit one Shell FCU no closing cost mortgage per property. Shell FCU does not offer manufactured home, condo, or construction loans. Shell FCU reserves the right to discontinue any promotion at any time for any reason without notice.