Shell FCU | Welcome Home

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We are currently experiencing higher than normal call volume; telephone wait times are longer than usual. Please know we are working diligently to assist every caller in a timely manner. Thank you in advance for your patience and we appreciate the opportunity to serve you!

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Shell FCU has been a home away from home for our members since 1937. We are a family who serves the community through service, lending, financial planning, and positive support. At Shell FCU, we always strive to make you feel at home. We appreciate the trust you place in us. Thank you for the opportunity to serve you ... and "Welcome Home" to Shell FCU.

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Shell FCU is federally insured by the National Credit Union Administration (NCUA) and is an Equal Opportunity Lender. Anyone who lives, works, worships, attends school, or regularly conducts business in Harris County, TX can bank with Shell FCU once a $5 savings account is established for membership. Your rate will be determined by your credit score and qualifying Shell FCU loan criteria applies for all loans. APR denotes Annual Percentage Rate. Rates and terms stated are subject to change at any time without notice. This offer cannot be combined with any other offer and Shell FCU reserves the right to discontinue promotions without notice at any time for any reason. This is not a commitment to lend and is subject to eligibility. Auto: $250 Cash Back per auto loan will be deposited into member’s primary savings within 48 hours after closing and only applies to loans closed at a Shell FCU branch. Vehicles previously financed with Shell FCU are ineligible to receive Cash Back when refinanced by the same owner. Existing Shell FCU loans are not eligible for refinance. Special loans, such as title, are not eligible for special promotions. Applicable 1099 forms will be issued the following January. Mortgage: Your mortgage rate and monthly payment are based on your personal credit history and underwriting criteria. $500 Cash Back per $50k+ mortgage loan funded will be deposited into member’s primary savings within 30 days of mortgage funding. Applicable 1099 forms will be issued the following January. For complete details visit