Protect Your Account!

DO NOT share personal information with unsolicited callers or texters claiming to be with Shell FCU. We will NEVER ask for your Digital Banking User ID or Password. If YOU initiate contact with us we may send you a one-time authentication code. If uncertain, hang up and call Shell FCU at (713) 844-1100. Thank you for the opportunity to serve you!

Business Line of Credit

Shell FCU offers a variable rate Business Line of Credit to both established and start-up businesses. It works just like a credit card, you pay on what you owe and the remainder is available to draw when business needs arise. A Business Line of Credit is a great option for business expenses, such as buying inventory, managing cash flows, and more!


  • No Annual Fee
  • Favorable interest rates
  • No minimum withdrawal amounts
  • Access the Business Line of Credit via Digital Banking

Business Loan Requirements:

  • Business must be eligible for membership (if not currently a member)
  • Financial documentation may be required

Interested in a Shell FCU Business Line of Credit?

Request to be contacted by a Shell FCU Business Service Representative.

Product Name APR* Available Terms
 Business Line of Credit

15.25% - 17.99%

No Term

Rates current as of and are subject to change.

*APR denotes Annual Percentage Rate. Rates for a Business Line of Credit are variable. Personal Guarantee may be required for owners who own 20% or more in the business. Loan rates are determined by credit score and qualifying criteria apply for all loan approvals. This offer cannot be combined with any other offer and Shell FCU reserves the right to discontinue promotions without notice at any time for any reason.