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Attention Valued Shell FCU Members!

Shell FCU members falling victim to Digital Banking compromises. Fraudsters are calling and texting members while spoofing our official (713) 844-1100 phone number. Do not respond to these texts or calls. Delete the text or hang up immediately. NEVER share your Digital Banking credentials and avoid disclosing personal information with unsolicited callers or texters claiming to be Shell FCU. We will never do this. If in doubt, call Shell FCU at (713) 844-1100. If YOU call us first the number cannot be spoofed, and you know you will be talking to a Shell FCU employee.

Business Other Collateral Loans

Shell FCU offers new and used Business Other Collateral loans that can be used to purchase certain equipment. Rates are fixed and details vary based on equipment type.

  • Favorable interest rates
  • No prepayment penalties
  • Online Access to make payments via online banking

Business Loan Requirements:

  • Business must be eligible for membership (if not currently a member)
  • Financial documentation may be required

Interested in a Shell FCU Business Other Collateral Loan?

Request to be contacted by a Shell FCU Business Services Representative.

Product Name APR* Available Terms
 Business Other Collateral Loan (New or Used)

11.24% - 17.99%

Up to 120 months

Rates current as of and are subject to change.

*APR denotes Annual Percentage Rate. Lowest rate of 11.24% for up to 60 months is $21.88 per thousand and highest rate of 17.99% APR for up to 120 months is $18.02 per thousand. Existing Shell FCU loans are not eligible for refinance. Special loans such as indirect loans closed at dealerships, title, and restructured are not eligible for special offers.

Personal Guarantee may be required for owners who own 20% or more in the business. Loan rates are determined by credit score and qualifying criteria apply for all loan approvals. This offer cannot be combined with any other offer and Shell FCU reserves the right to discontinue promotions without notice at any time for any reason.