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Fraud Alert

Scammers are pretending to be Shell FCU and may contact you by phone or text from unfamiliar numbers or even spoof our main number (713) 844-1100. For your protection, never share personal details such as your Social Security Number, Date of Birth, passwords, login credentials, or card numbers. If something seems suspicious, hang up or delete the message and call Shell FCU directly at (713) 844-1100. Your safety and security are our top priority. Thank you for the opportunity to serve you!

Mobile Wallet

Mobile Wallet Made Easy

Why Use Mobile Wallet?


Leave your wallet at home and pay on the go. With mobile wallet, you can make in-person or online purchases using your Shell FCU debit or credit card. There's no need to use physical cards, checks, or cash.

  • Quick and secure transactions
  • Compatible with smartphones, tablets, and smartwatches
  • Extra layers of security built-in

Adding Your Shell FCU Card to Mobile Wallet



Open Your Wallet

 1  Open your Wallet App

Open Your Wallet

 2  Press to add card.

Open Your Wallet

 3  Tap your card or enter card details manually.


How-To Videos





Tap, Pay, Done!



Once your Shell FCU card is loaded in your mobile wallet, you're ready to make purchases at participating merchants in three easy steps.



Tap When You See the Symbol

Authenticate Your Payment

Wait for Confirmation

Look for the contactless payment symbol at checkout and hold your device near the contactless reader.

Authenticate yourself using your device's biometrics or enter your device passcode to authorize the transaction.

Keep your device near the reader until it vibrates or beeps, confirming your payment was successful.


Tap When You See the Symbol

Look for the contactless payment symbol at checkout and hold your device near the contactless reader.

Authenticate Your Payment

Authenticate yourself using your device's biometrics or enter your device passcode to authorize the transaction.

Wait for Confirmation

Keep your device near the reader until it vibrates or beeps, confirming your payment was successful.


You may be required to call Shell FCU for verification when adding your card. If prompted, please contact us at (713) 844-1100 for assistance.

Available on Your Favorite Devices



Mobile Wallet Support & Answers


A mobile wallet is a digital way to store your Shell FCU debit or credit card on your smartphone or wearable device. It lets you make secure, contactless payments at participating merchants.


Yes. Mobile wallets use advanced security features like tokenization, encryption, and biometric authentication (fingerprint, Face ID, etc.) to protect your card information and transactions.


Shell FCU cards can be added to major mobile wallets, including Apple Wallet, Google Wallet, Samsung Wallet, Garmin Pay, and Visa Pay. You can easily add your card to any of these platforms for secure, contactless payments.


You can use your mobile wallet at any retailer that accepts contactless payments. Just look for the contactless symbol at checkout.


Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Garmin Pay is a trademark of Garmin Ltd. or its subsidaries and is registered in one or more countries, including the U.S. Visa and Visa Checkout are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc