Scammers are posing as Shell FCU to try and steal your personal information. Calls or texts may come from unfamiliar numbers or spoof (713) 844-1100. Never share your Social Security Number, Date of Birth, Passwords, Login Information or Card Numbers. If in doubt, hang up and call us (713) 844-1100. Thank you for the opportunity to serve you!
Use the equity in your home to borrow cash and use it as you wish! You may have equity in your home if your home value is greater than the amount you owe.
A Shell FCU Home Equity loan allows homeowners to borrow up to 80% of the appraised value of your home (less any outstanding lien). In most cases, the interest is tax-deductible.
Home Equity worksheet to help you determine the equity in your home
Member checklist of items you’ll need when applying for a Home Equity loan and other pertinent information about service providers and lending disclosures
Written list of providers
As always, feel free to contact a loan officer if you have questions.
*APR denotes Annual Percentage Rate. Financing not to exceed 80% Loan to Value less any existing liens or loans. By law, Home Equity loans are only available on primary residences and only one Home Equity loan can be financed per 12 month period. Consult with your tax professional for tax-related advice.
Offsite Notification
You are about to leave the Shell Federal Credit Union Website and be directed to:
The external website you are linking to is not operated by Shell Federal Credit Union. We are not responsible for any content or information on this external website. Shell Federal Credit Union is not responsible for, nor do we represent you or the external website if you enter into any agreements. Privacy and security policies may differ between our website and this external site.
You are about to leave the FCU Team Website and be directed to:
The external website you are linking to is not operated by Shell Federal Credit Union. We are not responsible for any content or information on this external website. Shell Federal Credit Union is not responsible for, nor do we represent you or the external website if you enter into any agreements. Privacy and security policies may differ between our website and this external site.