Apply Store Badge
Google Play Badge

Fraud Alert

Scammers are pretending to be Shell FCU and may contact you by phone or text from unfamiliar numbers or even spoof our main number (713) 844-1100. For your protection, never share personal details such as your Social Security Number, Date of Birth, passwords, login credentials, or card numbers. If something seems suspicious, hang up or delete the message and call Shell FCU directly at (713) 844-1100. Your safety and security are our top priority. Thank you for the opportunity to serve you!

Dealer Financing vs. Credit Union Financing

Use this calculator to assist in comparing financing with your credit union and dealer financing. A dealer rebate is usually not available when you choose low interest dealer financing. Credit union financing can produce a lower initial loan balance, therefore a lower monthly payment. The best option depends on the price of the vehicle, the size of the rebate and the interest rates available for financing.
Apply For Your Auto Loan Now

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. Information determined from the use of the calculator is not a guarantee of credit. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.