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⚠️ FRAUD ALERT: Protect Your Account! ⚠️

Scammers are impersonating Shell FCU employees, using different phone numbers or spoofing our official number (713) 844-1100 to steal personal information. They may call or text asking for your SSN, DOB, passwords, or Digital Banking details—DO NOT SHARE! Hang up or delete the message immediately. Shell FCU will NEVER ask for your credentials. If in doubt, call us directly at (713) 844-1100. Remember: If YOU call us first, the number can't be spoofed! Stay vigilant.

Retirement Planner

Do you know what it takes to work toward a secure retirement? Use this calculator to help you create your retirement plan. View your retirement savings balance and your withdrawals for each year until the end of your retirement. Social Security is calculated on a sliding scale, based on your income. Including a non-working spouse in your plan increases your Social Security benefits up to, but not over, the maximum.
Meet Your Financial Professional
This calculator is intended for non-commercial, educational purposes only, and is not proprietary to Shell FCU. Shell FCU does not guarantee the accuracy of this calculator and calculations are based on the information you provide. Results are estimates and may not reflect your actual experience. Rates and terms are subject to change. Information determined from the use of the calculator is not a guarantee of credit. Please seek personalized advice from qualified professionals regarding all personal finance issues.