Shell FCU | Money Market Account

Important Notice

We are currently experiencing higher than normal wait times through all communication channels – including telephone, email, branch and drive thru. Following the CDC’s COVID-19 guidelines to protect the staff and membership, we are social distancing and quarantining when recommended. The lobbies are open, however we encourage the use of the drive thru. Online Banking and the Mobile Banking App are available 24/7 for convenient account access. Please know we are working diligently to provide each member with the exceptional service they deserve. Thank you for the opportunity to serve you!

Money Market Account

A Money Market Account is an interest-bearing account that pays a higher interest rate than a Savings Account and provides the account holder with limited check-writing ability.

Shell FCU accounts are insured up to $250,000 by the National Credit Union Administration, or NCUA. The NCUA is an independent agency of the United States Government. It regulates, charters and insures the nation’s federal credit unions.

Product Name Initial Deposit Account Balance Rate Type APY*
 Money Market $2,500 $2,500 - $9,999 Variable 0.40%
  $2,500 $10,000 - $24,999 Variable 0.45%
  $2,500 $25,000 - $49,999 Variable 0.50%
  $2,500 $50,000 and over Variable 0.55%
  • Minimum opening deposit is $2,500
  • This account includes unlimited deposits
  • You may make three withdrawals per month**
  • Up to six electronic transfers per month to a third party in any month by means of a preauthorized, automatic, or Internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order**
  • Can be set up for Overdraft Protection use

**If you exceed this limitation, you will be charged a fee as disclosed in the Fee Schedule.

Interested in a Shell FCU Money Market account?

Request to be contacted by a Shell FCU Representative.

Rates current as of  .

*APY denotes Annual Percentage Yield. The APY rates and terms and conditions are subject to change. A minimum opening deposit of $2,500 is required to open a Money Market Account. For more information on minimum deposit requirements and minimum balance requirements to earn the advertised APY, please refer to Shell FCU's Truth-in-Savings Disclosure for details.

Truth-in-Savings Disclosure