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Fraud Alert

Scammers are pretending to be Shell FCU and may contact you by phone or text from unfamiliar numbers or even spoof our main number (713) 844-1100. For your protection, never share personal details such as your Social Security Number, Date of Birth, passwords, login credentials, or card numbers. If something seems suspicious, hang up or delete the message and call Shell FCU directly at (713) 844-1100. Your safety and security are our top priority. Thank you for the opportunity to serve you!

Money Market Account

A Money Market Account is an interest-bearing account that pays a higher interest rate than a Savings Account and provides the account holder with limited check-writing ability.

Shell FCU accounts are insured up to $250,000 by the National Credit Union Administration, or NCUA. The NCUA is an independent agency of the United States Government. It regulates, charters and insures the nation’s federal credit unions.

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Product Name Initial Deposit Account Balance Rate Type APY*
  $2,500 $10,000 - $24,999 Variable 1.35%
  $2,500 $25,000 - $49,999 Variable 1.45%
  $2,500 $50,000 and over Variable 1.75%
  • Minimum opening deposit is $2,500
  • This account includes unlimited deposits
  • You may make three withdrawals per month**
  • Up to six electronic transfers per month to a third party in any month by means of a preauthorized, automatic, or Internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order**
  • Can be set up for Overdraft Protection use

**If you exceed this limitation, you will be charged a fee as disclosed in the Fee Schedule.


Interested in a Shell FCU Money Market account?

Request to be contacted by a Shell FCU Representative.
Rates current as of   and may change after opening the account.

*APY denotes Annual Percentage Yield. The APY rates and terms and conditions are subject to change. A minimum deposit of $2,500 is required to open a Money Market Account. Fees could reduce earnings on accounts. Contact Shell FCU for additional product details including earned dividend information, minimum deposit and balance requirements to earn the stated APY, and other important account terms and conditions. Dividend rates and Annual Percentage Yields are current as of the last dividend declaration date.