Attention Valued Shell FCU Members!

Shell FCU members falling victim to Digital Banking compromises. Fraudsters are calling and texting members while spoofing our official (713) 844-1100 phone number. Do not respond to these texts or calls. Delete the text or hang up immediately. NEVER share your Digital Banking credentials and avoid disclosing personal information with unsolicited callers or texters claiming to be Shell FCU. We will never do this. If in doubt, call Shell FCU at (713) 844-1100. If YOU call us first the number cannot be spoofed, and you know you will be talking to a Shell FCU employee.

Money Market Account

A Money Market Account is an interest-bearing account that pays a higher interest rate than a Savings Account and provides the account holder with limited check-writing ability.

Shell FCU accounts are insured up to $250,000 by the National Credit Union Administration, or NCUA. The NCUA is an independent agency of the United States Government. It regulates, charters and insures the nation’s federal credit unions.

Product Name Initial Deposit Account Balance Rate Type APY*
 Money Market $2,500 $2,500 - $9,999 Variable 1.25%
  $2,500 $10,000 - $24,999 Variable 1.35%
  $2,500 $25,000 - $49,999 Variable 1.45%
  $2,500 $50,000 and over Variable 1.75%
  • Minimum opening deposit is $2,500
  • This account includes unlimited deposits
  • You may make three withdrawals per month**
  • Up to six electronic transfers per month to a third party in any month by means of a preauthorized, automatic, or Internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order**
  • Can be set up for Overdraft Protection use

**If you exceed this limitation, you will be charged a fee as disclosed in the Fee Schedule.


Interested in a Shell FCU Money Market account?

Request to be contacted by a Shell FCU Representative.
Rates current as of   and may change after opening the account.

*APY denotes Annual Percentage Yield. The APY rates and terms and conditions are subject to change. A minimum deposit of $2,500 is required to open a Money Market Account. Fees could reduce earnings on accounts. Contact Shell FCU for additional product details including earned dividend information, minimum deposit and balance requirements to earn the stated APY, and other important account terms and conditions. Dividend rates and Annual Percentage Yields are current as of the last dividend declaration date.