⚠️ FRAUD ALERT: Protect Your Account! ⚠️

Scammers are impersonating Shell FCU employees, using different phone numbers or spoofing our official number (713) 844-1100 to steal personal information. They may call or text asking for your SSN, DOB, passwords, or Digital Banking details—DO NOT SHARE! Hang up or delete the message immediately. Shell FCU will NEVER ask for your credentials. If in doubt, call us directly at (713) 844-1100. Remember: If YOU call us first, the number can't be spoofed! Stay vigilant.

Picture the possibilites

At Shell Federal Credit Union, we know that life is full of possibilities, and everyone has a unique vision of their goals and aspirations. Whether it’s driving a new car, buying your first home, upgrading your space, planning for retirement, or building your savings, Shell FCU is here to help you Picture the Possibilities and turn them into reality.

As your trusted financial partner through life’s ups and downs, we offer a comprehensive suite of lending options, real estate services, business solutions, convenient checking accounts, savings and investment tools, and cutting-edge digital banking features—all designed to empower your financial journey.

In 2025, we’re celebrating our commitment to our members and the community with financial literacy events, community outreach initiatives, the opening of two new branches, and monthly live educational sessions on YouTube. With just a $5 initial deposit, anyone who lives, works, worships, attends school, or regularly conducts business in Harris County can join Shell FCU and begin their financial journey with us.

Already a member? Referring friends and family to Shell FCU means sharing the credit union you love while helping us grow to serve you even better. Each referral allows us to expand with additional branches and continue offering more affordable products, services, and loans.

Picture the possibilites

Our Featured Products


Financial Literacy

Resources available to educate members about the importance of financial literacy.

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Auto Loans

Offering same rates for new, used & refinanced plus $250 Cash Back on every auto loan.

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Savings Accounts

We provide a range of savings and investment products, including high-yield savings accounts.

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Your Credit Score

With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips, and education.

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