Attention Valued Shell FCU Members!

Shell FCU members falling victim to Digital Banking compromises. Fraudsters are calling and texting members while spoofing our official (713) 844-1100 phone number. Do not respond to these texts or calls. Delete the text or hang up immediately. NEVER share your Digital Banking credentials and avoid disclosing personal information with unsolicited callers or texters claiming to be Shell FCU. We will never do this. If in doubt, call Shell FCU at (713) 844-1100. If YOU call us first the number cannot be spoofed, and you know you will be talking to a Shell FCU employee.

Land Loans

Let Shell FCU help make your dream of owning property come true. Whether purchasing a single lot or buying acreage in Texas, we can finance your acreage or land loan.

  • Terms up to 180 months
  • 20% down required
  • Low interest rates
  • No prepayment penalties
  • Convenient online application
  • Closing in typically 30 to 45 days
Product Name APR* Minimum Loan Amount Available Terms
Acreage/Land Loan 9.24% - 15.74% $7,500 Up to 180 months

Apply Now

As always, feel free to contact a loan officer if you have questions.


*APR denotes Annual Percentage Rate. Financing available for property in Texas only. Land loans must not include any structures, buildings or improvements. Rates are subject to change at any time without notice.