Shell FCU | Personal Loans

Important Notice

We are currently experiencing higher than normal wait times through all communication channels – including telephone, email, branch and drive thru. Following the CDC’s COVID-19 guidelines to protect the staff and membership, we are social distancing and quarantining when recommended. The lobbies are open, however we encourage the use of the drive thru. Online Banking and the Mobile Banking App are available 24/7 for convenient account access. Please know we are working diligently to provide each member with the exceptional service they deserve. Thank you for the opportunity to serve you!

Personal Loans

Personal loans are the most popular general purpose loans and can be used for almost anything. You don't have to use your car, an investment, or your house as collateral. If approved, your signature is acceptable. Repayment is through a fixed amount over a fixed term.


Interested in a Shell FCU Personal Loan?

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Product Name Rate Term APR* Range Terms Available
Signature/Personal Loan Fixed 7.25% - 17.99% Up to 60 months
Rates current as of  .

Loan rates are determined by credit score and qualifying criteria applies for all loan approvals. Existing Shell FCU loans not eligible for refinance. Special loans such as indirect loans closed at dealerships, title, restructured and boost loans are not eligible for special offers. This offer cannot be combined with any other offer and Shell FCU reserves the right to discontinue promotions without notice at any time for any reason.

*APR denotes Annual Percentage Rate. Lowest rate of 7.25% for up to 24 months is $44.89 per thousand and highest rate of 17.99% APR for up to 60 months is $25.40 per thousand.