Scammers are pretending to be Shell FCU and may contact you by phone or text from unfamiliar numbers or even spoof our main number (713) 844-1100. For your protection, never share personal details such as your Social Security Number, Date of Birth, passwords, login credentials, or card numbers. If something seems suspicious, hang up or delete the message and call Shell FCU directly at (713) 844-1100. Your safety and security are our top priority. Thank you for the opportunity to serve you!
Personal loans are the most popular general purpose loans and can be used for almost anything. You don't have to use your car, an investment, or your house as collateral. If approved, your signature is acceptable. Repayment is through a fixed amount over a fixed term.
Find your best loan rate in minutes, no credit impact.
Rates current as 10/03/2025 and may change after opening the account.
*APR denotes Annual Percentage Rate. Lowest rate of 9.99% for up to 24 months is $46.19 per thousand and highest rate of 17.99% APR for up to 84 months is $21.06 per thousand.
**Minimum loan amount of $50,000 is required for terms greater than 60 months.
Loan rates are determined by credit score and qualifying criteria apply for all loan approvals. Existing Shell FCU loans not eligible for refinance. Special loans such as indirect loans closed at dealerships, title, restructured and boost loans are not eligible for special offers. This offer cannot be combined with any other offer and Shell FCU reserves the right to discontinue promotions without notice at any time for any reason.
Offsite Notification
You are about to leave the Shell Federal Credit Union Website and be directed to:
The external website you are linking to is not operated by Shell Federal Credit Union. We are not responsible for any content or information on this external website. Shell Federal Credit Union is not responsible for, nor do we represent you or the external website if you enter into any agreements. Privacy and security policies may differ between our website and this external site.
You are about to leave the FCU Team Website and be directed to:
The external website you are linking to is not operated by Shell Federal Credit Union. We are not responsible for any content or information on this external website. Shell Federal Credit Union is not responsible for, nor do we represent you or the external website if you enter into any agreements. Privacy and security policies may differ between our website and this external site.
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