Credit Life & Credit Disability Insurance

A death or disability can quickly change your financial future. That's why Shell FCU offers life and disability payment protection products to help our members protect their loved ones, collateral, and credit rating should death or disability strike.

  • Credit Life pays loans off in the event of death
  • Credit Disability makes loan payments in the event of an accident, illness or injury

Interested in more information?

Request to be contacted by a Shell FCU Representative.


MEMBER’S CHOICE Credit Disability and Credit Life Insurance You and your family won’t have to make loan payments if you’re totally disabled due to a covered injury or illness. It may help pay your loan until you’re fully recovered, or in the event of your unexpected death, it may help pay off the loan. Savings, salary, or payouts from other life insurance may be used for other important things, giving your family financial freedom when they need it most. Ask about protecting your loan today.

Up to your policy maximums; per terms and conditions and exclusions on your Credit Insurance Certificate. Be sure to read the Credit Insurance Application and Credit Insurance Certificate which will explain the exact terms, conditions, and exclusions of the policy. Only a licensed insurance agent may provide consultation on your insurance needs. This is a voluntary insurance product. Your financing outcome is not based on your selection of these products. Claims may be filed by contacting your credit union. MEMBER’S CHOICE Credit Disability and Credit Life Insurance are underwritten by CMFG Life Insurance Company. CDCL-0213-6A28.