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Attention Valued Shell FCU Members!

Shell FCU members falling victim to Digital Banking compromises. Fraudsters are calling and texting members while spoofing our official (713) 844-1100 phone number. Do not respond to these texts or calls. Delete the text or hang up immediately. NEVER share your Digital Banking credentials and avoid disclosing personal information with unsolicited callers or texters claiming to be Shell FCU. We will never do this. If in doubt, call Shell FCU at (713) 844-1100. If YOU call us first the number cannot be spoofed, and you know you will be talking to a Shell FCU employee.

Credit Life & Credit Disability Insurance

A death or disability can quickly change your financial future. That's why Shell FCU offers Credit Life and Credit Disability insurance to our members. Help protect yourself and your family from the burden that could result from a disability or an unexpected life event.

  • Credit Life insurance is designed to help reduce or pay off your eligible loan balance, up to the policy maximum, should an unexpected life event occur.
  • Credit Disability insurance may help make your loan payments, up to the policy maximum, in the event you become totally disabled due to a covered illness or injury.

Interested in more information?

Request to be contacted by a Shell FCU Representative.

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company (Home Office: Waverly, IA), is optional to purchase and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms. Base Form Numbers: CI-MP-POL, CI-SP-POL, B3a-830-0996, B3a-8000695, B3a-800-0288, CI-MP-CE-POL; CI-MP-OE-CC-POL; CI-MP-OE-POL; B3a-800-0992.