FRAUD ALERT: Protect Your Information

Scammers are posing as Shell FCU representatives to try and steal your personal information. They are using unfamiliar phone numbers or even spoofing our official Shell FCU phone number of (713) 844-1100. These fraud attempts may come through phone calls or text messages requesting your personal information such as Social Security Number, date of birth, passwords, or Digital Banking login details.

Credit Life & Credit Disability Insurance

A death or disability can quickly change your financial future. That's why Shell FCU offers Credit Life and Credit Disability insurance to our members. Help protect yourself and your family from the burden that could result from a disability or an unexpected life event.

  • Credit Life insurance is designed to help reduce or pay off your eligible loan balance, up to the policy maximum, should an unexpected life event occur.
  • Credit Disability insurance may help make your loan payments, up to the policy maximum, in the event you become totally disabled due to a covered illness or injury.

Interested in more information?

Request to be contacted by a Shell FCU Representative.

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company (Home Office: Waverly, IA), is optional to purchase and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms. Base Form Numbers: CI-MP-POL, CI-SP-POL, B3a-830-0996, B3a-8000695, B3a-800-0288, CI-MP-CE-POL; CI-MP-OE-CC-POL; CI-MP-OE-POL; B3a-800-0992.