Shell FCU | Credit Life & Credit Disability

Important Notice

We are currently experiencing higher than normal wait times through all communication channels – including telephone, email, branch and drive thru. Following the CDC’s COVID-19 guidelines to protect the staff and membership, we are social distancing and quarantining when recommended. The lobbies are open, however we encourage the use of the drive thru. Online Banking and the Mobile Banking App are available 24/7 for convenient account access. Please know we are working diligently to provide each member with the exceptional service they deserve. Thank you for the opportunity to serve you!

Credit Life & Credit Disability Insurance

A death or disability can quickly change your financial future. That's why Shell FCU offers Credit Life and Credit Disability insurance to our members. Help protect yourself and your family from the burden that could result from a disability or an unexpected life event.

  • Credit Life insurance is designed to help reduce or pay off your eligible loan balance, up to the policy maximum, should an unexpected life event occur.
  • Credit Disability insurance may help make your loan payments, up to the policy maximum, in the event you become totally disabled due to a covered illness or injury.

Interested in more information?

Request to be contacted by a Shell FCU Representative.

Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan.  Certain eligibility requirements, conditions, and exclusions may apply.  Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms.