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Scammers are posing as Shell FCU to try and steal your personal information. Calls or texts may come from unfamiliar numbers or spoof (713) 844-1100. Never share your Social Security Number, Date of Birth, Passwords, Login Information or Card Numbers. If in doubt, hang up and call us (713) 844-1100. Thank you for the opportunity to serve you!

Credit Life & Credit Disability Insurance

A death or disability can quickly change your financial future. That's why Shell FCU offers Credit Life and Credit Disability insurance to our members. Help protect yourself and your family from the burden that could result from a disability or an unexpected life event.

  • Credit Life insurance is designed to help reduce or pay off your eligible loan balance, up to the policy maximum, should an unexpected life event occur.
  • Credit Disability insurance may help make your loan payments, up to the policy maximum, in the event you become totally disabled due to a covered illness or injury.

Interested in more information?

Request to be contacted by a Shell FCU Representative.

Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company (Home Office: Waverly, IA), is optional to purchase and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms. Base Form Numbers: CI-MP-POL, CI-SP-POL, B3a-830-0996, B3a-8000695, B3a-800-0288, CI-MP-CE-POL; CI-MP-OE-CC-POL; CI-MP-OE-POL; B3a-800-0992.