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⚠️ FRAUD ALERT: Protect Your Account! ⚠️

Scammers are impersonating Shell FCU employees, using different phone numbers or spoofing our official number (713) 844-1100 to steal personal information. They may call or text asking for your SSN, DOB, passwords, or Digital Banking details—DO NOT SHARE! Hang up or delete the message immediately. Shell FCU will NEVER ask for your credentials. If in doubt, call us directly at (713) 844-1100. Remember: If YOU call us first, the number can't be spoofed! Stay vigilant.

Mortgage Loan Calculator

Use this calculator to generate an estimated amortization schedule for your current mortgage. Quickly see how much interest you could pay and your estimated principal balances. You can even determine the impact of any principal prepayments! Press the "Report" button for a full yearly or monthly amortization schedule.
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This calculator is intended for non-commercial, educational purposes only, and is not proprietary to Shell FCU. Shell FCU does not guarantee the accuracy of this calculator and calculations are based on the information you provide. Results are estimates and may not reflect your actual experience. Rates and terms are subject to change. Information determined from the use of the calculator is not a guarantee of credit. Please seek personalized advice from qualified professionals regarding all personal finance issues.