Savings Accounts

Shell Federal Credit Union is a full service financial institution that has improved the lives of thousands since 1937. Through service excellence, community outreach and lasting financial solutions, Shell FCU can help in all stages of life. Anyone who lives, works, worships or attends school in Harris County can bank with Shell FCU.

Shell FCU accounts are insured up to $250,000 by the National Credit Union Administration, or NCUA. The NCUA is an independent agency of the United States Government. It regulates, charters and insures the nation’s federal credit unions.

 

Interested in banking with Shell FCU and have questions?

See the account details below or request to be contacted by a Shell FCU Representative.

 

Product Name Initial Deposit Minimum Balance* Rate Type APY**
  Savings $5.00 $5.00 Variable 0.15%

A Savings Account with a $5 initial deposit must be established to be eligible for other accounts, loans and Shell FCU benefits. This initial savings account is considered a Membership Account.

  • As a credit union, Shell FCU returns earnings to our members in the form of competitive savings rates.
  • Checks can be deposited quickly and effortlessly using Mobile Deposit within the Shell FCU Mobile app.
  • Increase your savings easily by depositing cash or checks at any Shell FCU ATM.

Interested in a Shell FCU savings account?

Request to be contacted by a Shell FCU Representative.

  TUTMA (Texas Uniform Transfers to Minors Act) $5.00 $5.00 Variable 0.15%

A TUTMA (Texas Uniform Transfers to Minors Act) is a great way to provide for your child’s future.

  • Can be established for any person under the age of 21.
  • This account uses the minor child’s social security number; however, the child has no authority on this account.
  • Account must be signed over to the child at the age of 21.

Interested in a Shell FCU TUTMA account?

Request to be contacted by a Shell FCU Representative.

  Christmas Club $10.00 $10.00 Variable 0.25%

A Christmas Club Account can be set up to assist in saving for holiday expenses.

  • Minimum opening deposit is $10.
  • This account includes unlimited deposits.
  • All withdrawals made prior to November 1st of each year will incur a fee. (See Fee Schedule for details.)
  • All withdrawals must be performed at a branch or through the call center.
  • The Christmas Club account balance will be transferred to your regular share account on or before November 1st.

Interested in a Shell FCU Christmas Club account?

Request to be contacted by a Shell FCU Representative.

Rates current as of  .

*Minimum balance required to receive disclosed APY. **APY denotes Annual Percentage Yield.

Truth-in-Savings Disclosure