Scammers are posing as Shell FCU representatives to try and steal your personal information. They are using unfamiliar phone numbers or even spoofing our official Shell FCU phone number of (713) 844-1100. These fraud attempts may come through phone calls or text messages requesting your personal information such as Social Security Number, date of birth, passwords, or Digital Banking login details.
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Shell Federal Credit Union is a full service financial institution that has improved the lives of thousands since 1937. Through service, excellence, community outreach and lasting financial solutions, Shell FCU can help in all stages of life. Anyone who lives, works, worships, attends school, or regularly conducts business in Harris County can bank with Shell FCU.
Shell FCU accounts are insured up to $250,000 by the National Credit Union Administration, or NCUA. The NCUA is an independent agency of the United States Government. It regulates, charters and insures the nation’s federal credit unions.
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Interested in banking with Shell FCU and have questions?
See the account details below or request to be contacted by a Shell FCU Representative.
| Product Name | Initial Deposit | Minimum Balance* | Rate Type | APY** |
|---|---|---|---|---|
| Savings | $5.00 | $5.00 | Variable | 0.10% |
|
A Savings Account with a $5 initial deposit must be established to be eligible for other accounts, loans and Shell FCU benefits. This initial savings account is considered a Membership Account.
Interested in a Shell FCU savings account? Request to be contacted by a Shell FCU Representative. |
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| High Yield eSavings | $5.00 | $0.01 | Variable | up to 3.00%*** |
|
Are you looking for a high interest rate account, but still need access to your funds? Then a High Yield eSavings Account could be right for you! The High Yield eSavings account provides you with the opportunity to earn more than a regular Savings account by meeting two easy qualifications each month:
1st Tier
Balances up to $10,000
2.00%
APY***
2nd Tier
Portion of the balance between $10,000.01 and $20,000.00
3.00%
APY***
3rd Tier
Portion of the balance exceeding $20,000.00
0.05%
APY*** ***High Yield eSavings is a tiered rate account available to members with an open eChecking account. Each month when the eChecking minimum service qualifications are met you can earn: 2.00% APY on balances up to $10,000, 3.00% APY on the portion of the balance between $10,000.01 and $20,000.00, and 0.05% APY on the portion of the balance that exceeds $20,000.00. If you fail to meet any of the minimum service requirements during a calendar month, or you close the eChecking account, you will earn 0.05% APY on the entire balance in the account. One High Yield eSavings account is allowed per membership. APY denotes Annual Percentage Yield. No monthly service charge. What happens if the qualifications are not satisfied during a cycle?
See a representative for complete details and qualifications. The qualification cycle aligns with the beginning and end of each month. Interested in a High Yield eSavings Account? Request to be contacted by a Shell FCU Representative. |
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| TUTMA (Texas Uniform Transfers to Minors Act) | $5.00 | $5.00 | Variable | 0.10% |
|
A TUTMA (Texas Uniform Transfers to Minors Act) is a great way to provide for your child’s future.
Interested in a Shell FCU TUTMA account? Request to be contacted by a Shell FCU Representative. |
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| Christmas Club | $10.00 | $10.00 | Variable | 0.50% |
|
A Christmas Club Account can be set up to assist in saving for holiday expenses.
Interested in a Shell FCU Christmas Club account? Request to be contacted by a Shell FCU Representative. |
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| iSave | $25.00 | $25.00 | Variable | 0.15% |
|
An iSave is available to ages 14 to 24 and is an incentive based savings program. Here's how it works:
Interested in a Shell FCU iSave account? Request to be contacted by a Shell FCU Representative. |
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