Protect Your Account!
DO NOT share personal information with unsolicited callers or texters claiming to be with Shell FCU. We will NEVER ask for your Digital Banking User ID or Password. If YOU initiate contact with us we may send you a one-time authentication code. If uncertain, hang up and call Shell FCU at (713) 844-1100. Thank you for the opportunity to serve you!
Savings Accounts
Shell Federal Credit Union is a full service financial institution that has improved the lives of thousands since 1937. Through service excellence, community outreach and lasting financial solutions, Shell FCU can help in all stages of life. Anyone who lives, works, worships, attends school, or regularly conducts business in Harris County can bank with Shell FCU.
Shell FCU accounts are insured up to $250,000 by the National Credit Union Administration, or NCUA. The NCUA is an independent agency of the United States Government. It regulates, charters and insures the nation’s federal credit unions.
Interested in banking with Shell FCU and have questions?
See the account details below or request to be contacted by a Shell FCU Representative.
Product Name | Initial Deposit | Minimum Balance* | Rate Type | APY** |
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Savings | $5.00 | $5.00 | Variable | 0.10% |
A Savings Account with a $5 initial deposit must be established to be eligible for other accounts, loans and Shell FCU benefits. This initial savings account is considered a Membership Account.
Interested in a Shell FCU savings account? Request to be contacted by a Shell FCU Representative. |
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TUTMA (Texas Uniform Transfers to Minors Act) | $5.00 | $5.00 | Variable | 0.10% |
A TUTMA (Texas Uniform Transfers to Minors Act) is a great way to provide for your child’s future.
Interested in a Shell FCU TUTMA account? Request to be contacted by a Shell FCU Representative. |
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Christmas Club | $10.00 | $10.00 | Variable | 0.50% |
A Christmas Club Account can be set up to assist in saving for holiday expenses.
Interested in a Shell FCU Christmas Club account? Request to be contacted by a Shell FCU Representative. |
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iSave | $25.00 | $25.00 | Variable | 0.15% |
An iSave is available to ages 15 to 25 and is an incentive based savings program. Here's how it works:
Interested in a Shell FCU iSave account? Request to be contacted by a Shell FCU Representative. |