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Enjoy the purchasing power and benefits of a Shell FCU credit card!
PLATINUM
OUR LOWEST RATE CARD
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Low APR on purchases
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2.99% APR for the first 12 months on purchases and balance transfers
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$0 balance transfer fees
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Additional Benefits
$0 Cash advance fee Free eStatements Roadside Dispatch® Auto Rental Collision Damage Waiver Cardholder Inquiry Service Emergency Card Replacement Emergency Cash Disbursement Lost / Stolen Card Reporting Initiate balance transfers via the credit card tab within Digital Banking.
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Learn More
12.25% - 17.99% APR Up to $45 annual fee based on creditworthiness Credit limit of $500 to $100k No Minimum annual spend Refer to the Application and Solicitation Disclosure, Credit Card Agreement and Visa Guide to Benefits for detailed information.
- Apply Now
SIGNATURE
REWARDS ON EVERYDAY PURCHASES
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1x Point for every purchase $1 spent
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2x Points for every purchase $1 spent on groceries, dining and Amazon
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2.99% APR for the first 12 months on purchases and balance transfers
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Earn 15,000 Points when you spend $2,000+ within the first 90 days
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$0 balance transfer fees
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Additional Benefits
$0 Cash advance fee Free eStatements Rewards Mall Points and Benefits Roadside Dispatch® Auto Rental Collision Damage Waiver Travel and Emergency Assistance Services Extended Warranty Protection Cardholder Inquiry Service Emergency Card Replacement Emergency Cash Disbursement Lost / Stolen Card Reporting ePurchase Security / Extended Protection Return Protection Porch Piracy Protection Initiate balance transfers via the credit card tab within Digital Banking
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Learn More
13.25% - 17.99% APR Up to $45 annual fee based on creditworthiness Credit limit of $5k to $100k No minimum annual spend Refer to the Application and Solicitation Disclosure, Credit Card Agreement and Visa Guide to Benefits for detailed information.
- Apply Now
SIGNATURE PREFERRED
REWARDS, TRAVEL BENEFITS & MORE
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1x Point for every purchase $1 spent
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3x Points for every purchase $1 spent on dining, lodging, travel, rental cars and rideshare
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Earn 30,000 Points when you spend $4,000+ within the first 90 days
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$0 balance transfer fees
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Additional Benefits
$0 Cash advance fee Free eStatements Rewards Mall Points and Benefits Roadside Dispatch® Auto Rental Collision Damage Waiver Travel and Emergency Assistance Services Extended Warranty Protection Cardholder Inquiry Service Emergency Card Replacement Emergency Cash Disbursement Lost / Stolen Card Reporting ePurchase Security / Extended Protection Return Protection Porch Piracy Protection Cellular Telephone Protection Baggage Delay Reimbursement Emergency Evacuation and Transportation Coverage Emergency Medical / Dental Benefit Hotel Theft Protection Lost Luggage Reimbursement Travel Accident Insurance Trip Cancellation / Trip Interruption Trip Delay Reimbursement Initiate balance transfers via the credit card tab within Digital Banking
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Learn More
17.99% APR Up to $45 annual fee based on creditworthiness Credit limit of $5k to $100k $50k Minimum annual spend Refer to the Application and Solicitation Disclosure, Credit Card Agreement and Visa Guide to Benefits for detailed information.
- Apply Now
Click here to browse the Rewards you could be earning!
Rewards Points
Signature and Signature Preferred Rewards Points can be redeemed for merchandise, travel, gift cards, a payment on your credit card, a deposit to your credit union account, a charity donation and more!
Accessing Rewards Points
To access your rewards points, log in to Digital Banking and select your Shell FCU Credit Card, then Redeem Rewards. You will then be redirected to the Rewards website to view your points, browse availability and redeem points. Should you have any questions or need further assistance, please reach out to us at (713) 844-1100.
Balance Transfers
Balance Transfers are processed in accordance with your Credit Card Agreement and are subject to credit availability. For specific information about this offer, please call (713) 844-1100 or visit any Shell FCU branch and speak with a Financial Services Representative.
Rates current as of and may change after opening the account.
APR denotes Annual Percentage Rate. Your rate will be determined by your credit score and qualifying Shell FCU loan criteria applies for all loans. The 2.99% introductory APR is available for all new Shell FCU credit cards, excluding the Visa Signature Preferred card. The introductory APR for purchases, balance transfers and cash advances will apply to transactions posted to your account during the first 12 billing cycles following the opening of your account. After the introductory period ends, your APR will be based on creditworthiness. The variable APR will vary with the market based on the Prime Rate and will not exceed 17.99%. Based on creditworthiness, an annual fee of up to $45 may be assessed. Other restrictions may apply and the full Disclosures, Agreements and Benefits are available under Learn More for each card type. Shell FCU reserves the right to discontinue promotions without notice at any time for any reason.
Features Available On All Shell FCU Credit Cards
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EMV Chip Security -
Instant Issue
