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⚠️ FRAUD ALERT: Protect Your Account! ⚠️

Scammers are impersonating Shell FCU employees, using different phone numbers or spoofing our official number (713) 844-1100 to steal personal information. They may call or text asking for your SSN, DOB, passwords, or Digital Banking details—DO NOT SHARE! Hang up or delete the message immediately. Shell FCU will NEVER ask for your credentials. If in doubt, call us directly at (713) 844-1100. Remember: If YOU call us first, the number can't be spoofed! Stay vigilant.

Guaranteed Auto Protection (GAP) Insurance

Guaranteed Auto Protection (GAP) insurance protects against financial loss in the event your vehicle is damaged beyond repair (totaled) or stolen and never recovered. GAP covers the difference between the market value of your vehicle and the loan balance, less delinquent payments, late charges, refundable service warranty contracts and other insurance related charges.

See terms and conditions for exclusions that may apply, including allowed skip-a-pays!

Interested in more information?

Request to be contacted by a Shell FCU Representative.