⚠️ FRAUD ALERT: Protect Your Account! ⚠️

Scammers are impersonating Shell FCU employees, using different phone numbers or spoofing our official number (713) 844-1100 to steal personal information. They may call or text asking for your SSN, DOB, passwords, or Digital Banking details—DO NOT SHARE! Hang up or delete the message immediately. Shell FCU will NEVER ask for your credentials. If in doubt, call us directly at (713) 844-1100. Remember: If YOU call us first, the number can't be spoofed! Stay vigilant.

Auto Loan Calculator

Use this calculator to help you determine your monthly auto loan payment or your auto purchase price. After you have entered your current information, use the graph options to see how different loan terms or down payments can impact your monthly payment. You can also examine your complete amortization schedule by clicking on the 'View Report' button.

This calculator is intended for non-commercial, educational purposes only, and is not proprietary to Shell FCU. Shell FCU does not guarantee the accuracy of this calculator and calculations are based on the information you provide. Results are estimates and may not reflect your actual experience. Rates and terms are subject to change. Information determined from the use of the calculator is not a guarantee of credit. Please seek personalized advice from qualified professionals regarding all personal finance issues.