Protect Your Account!
DO NOT share personal information with unsolicited callers or texters claiming to be with Shell FCU. We will NEVER ask for your Digital Banking User ID or Password. If YOU initiate contact with us we may send you a one-time authentication code. If uncertain, hang up and call Shell FCU at (713) 844-1100. Thank you for the opportunity to serve you!
Share Certificates
Put your money to work. Whether you are looking for short term or long term solutions, Shell FCU has Share Certificate options for you. With a Share Certificate, you get fixed rates and a fixed rate account that combines a guaranteed rate of return — all with the security of a Federally insured account.
- Dividends are calculated daily and paid monthly
- Early withdrawal penalties apply
Shell FCU accounts are insured up to $250,000 by the National Credit Union Administration, or NCUA. The NCUA is an independent agency of the United States Government. It regulates, charters and insures the nation's federal credit unions.
Interested in a Shell FCU Share Certificate?
Request to be contacted by a Shell FCU Representative.
$500 Minimum Balance
Term | APY* |
---|---|
6 Months | 5.25% |
12 Months | 5.15% |
18 Months | 4.25% |
24 Months | 4.00% |
30 Months | 3.75% |
36 Months | 3.75% |
48 Months | 3.50% |
60 Months | 3.50% |
$25,000 Minimum Balance
Term | APY* |
---|---|
6 Months | 5.25% |
12 Months | 5.15% |
18 Months | 4.25% |
24 Months | 4.00% |
30 Months | 3.75% |
36 Months | 3.75% |
48 Months | 3.50% |
60 Months | 3.50% |
$50,000 Minimum Balance
Term | APY* |
---|---|
6 Months | 5.40% |
12 Months | 5.30% |
18 Months | 4.40% |
24 Months | 4.15% |
30 Months | 3.90% |
36 Months | 3.90% |
48 Months | 3.65% |
60 Months | 3.65% |
$100,000 Minimum Balance
Term | APY* |
---|---|
6 Months | 5.40% |
12 Months | 5.30% |
18 Months | 4.40% |
24 Months | 4.15% |
30 Months | 3.90% |
36 Months | 3.90% |
48 Months | 3.65% |
60 Months | 3.65% |