Protect Your Account!

DO NOT share personal information with unsolicited callers or texters claiming to be with Shell FCU. We will NEVER ask for your Digital Banking User ID or Password. If YOU initiate contact with us we may send you a one-time authentication code. If uncertain, hang up and call Shell FCU at (713) 844-1100. Thank you for the opportunity to serve you!

Balance Transfers

Shell FCU is excited to offer all card holders the opportunity to complete a balance transfer. Why make another payment on a higher-rate credit card when you can save money with Shell FCU? Take advantage of this great offer today!

  • Save money – By transferring higher-rate balances, you can save on your monthly payment and on finance charges.
  • Consolidating simplifies payments – By transferring to a single low-interest credit card, you are simplifying your financial life.
  • No balance transfer fees – There are no balance transfer fees when transferring balances to your Shell FCU card.

The below “Balance Transfer Request – Electronic Form” is a link to allow Shell FCU to electronically process your authorized balance transfer request.

You will need the following to complete the request:

  • Name of the card issuer or financial institution that you are wanting to transfer
  • Account number
  • Payment address, including City, State and Zip
  • The amount you would like to transfer

Once the electronic form is complete, with your electronic authorization, Shell FCU will process the balance transfer within 15 business days. Please continue to make payments on your account until you confirm that the balance transfer has been processed.

Balance Transfer Request - Electronic Form

Balance Transfers are processed in accordance with your Visa Credit Card Agreement and are subject to credit availability. Shell FCU loans are not eligible to receive balance transfer funds. Only external loans and/or credit lines are eligible to be transferred. For specific information about this offer, please call (713) 844-1100 or visit any Shell FCU branch and speak with a Financial Services Representative.