Scammers are impersonating Shell FCU employees, using different phone numbers or spoofing our official number (713) 844-1100 to steal personal information. They may call or text asking for your SSN, DOB, passwords, or Digital Banking details—DO NOT SHARE! Hang up or delete the message immediately. Shell FCU will NEVER ask for your credentials. If in doubt, call us directly at (713) 844-1100. Remember: If YOU call us first, the number can't be spoofed! Stay vigilant.
Your Business Share Certificate (or CD) at Shell FCU would serve as collateral for your Business Certificate Secured loan. This loan allows you to borrow and receive a low-rate loan, while still earning interest on your deposit.
Rates are 5% above dividend rate
Loans can be used for any business needs
No prepayment penalties
Online access to make payment via Digital Banking
Business Loan Requirements:
Business must be eligible for membership (if not currently a member)
Financial documentation may be required
Interested in a Shell FCU Business Certificate Secured Loan?
Request to be contacted by a Shell FCU Business Service Representative.
Product Name
APR*
Available Terms
Business Certificate Secured Loan
5.00% above dividend rate
Up to 12 months
Rates current as of and are subject to change.
*APR denotes Annual Percentage Rate. Personal Guarantee may be required for owners who own 20% or more in the business.
Loan rates are determined by credit score and qualifying criteria apply for all loan approvals. Existing Shell FCU loans not eligible for refinance. This offer cannot be combined with any other offer and Shell FCU reserves the right to discontinue promotions without notice at any time for any reason.
Offsite Notification
You are about to leave the Shell Federal Credit Union Website and be directed to:
The external website you are linking to is not operated by Shell Federal Credit Union. We are not responsible for any content or information on this external website. Shell Federal Credit Union is not responsible for, nor do we represent you or the external website if you enter into any agreements. Privacy and security policies may differ between our website and this external site.
You are about to leave the FCU Team Website and be directed to:
The external website you are linking to is not operated by Shell Federal Credit Union. We are not responsible for any content or information on this external website. Shell Federal Credit Union is not responsible for, nor do we represent you or the external website if you enter into any agreements. Privacy and security policies may differ between our website and this external site.