Auto Loan Special

Apply Now

With Us You're Family!

  • $250 cash back on every auto loan
  • Auto rates are as low as 2.24% APR to 18.00% APR up to 60 months
  • Ask about 90 days deferred payments
  • Same rates for new & used vehicles
  • Plus, every auto loan qualifies you to win one of five $1,000 quarterly prizes!

Shell FCU is federally insured by the National Credit Union Administration (NCUA) and is an Equal Opportunity Lender. Anyone who lives, works, worships, attends school, or regularly conducts business in Harris County can bank with Shell FCU once a $5 savings account is established for membership. Your rate will be determined by your credit score. Qualifying Shell FCU loan criteria applies for all loans. APR denotes Annual Percentage Rate. Lowest rate of 2.24%  for up to 60 months is $17.64 per thousand and highest rate of 18.00% APR for up to 60 months is $25.39 per thousand. Existing Shell FCU loans are not eligible for refinance. Promotional restrictions may apply on special loan types. Please ask a representative for details on your loan type. $250 Cash Back per auto loan will be deposited into member’s primary savings within 48 hours after closing. Applicable 1099 forms will be issued in January 2019. To qualify for 90 Days Deferred Auto Payments, you must have a credit score of 600 or higher, be in good standing with Shell FCU. Interest will continue to accrue each month during deferment. Shell FCU reserves the right to discontinue promotions without notice at any time for any reason.