Protect Your Account!

DO NOT share personal information with unsolicited callers or texters claiming to be with Shell FCU. We will NEVER ask for your Digital Banking User ID or Password. If YOU initiate contact with us we may send you a one-time authentication code. If uncertain, hang up and call Shell FCU at (713) 844-1100. Thank you for the opportunity to serve you!

Shell Jump Start

JumpStart Checking


JumpStart Checking* is the Shell FCU account with a debit card and Digital Banking access for 6 to 15 year olds. This account is for those interested in teaching their children about responsible money management with their own debit card.


How is the account set up?

The parent/guardian establishing the account will have card controls to set spending limits, merchant controls and shared access to Digital Banking. Plus, easy options to transfer funds and setup automatic deposits.

Benefits of the JumpStart Checking

  • Free Debit Card
  • No Monthly Service Charge
  • No Minimum Balance Requirement
  • Free Digital Banking
  • Free eStatements
  • Free ATM Access on Allpoint ATM Networks and ATMs located at Shell FCU branches

See a representative for complete details and qualifications

Interested in a JumpStart Checking Account?

Request to be contacted by a Shell FCU Representative.


Shell FCU is Federally insured by the National Credit Union Administration. Anyone who lives, works, worships, attends school, or regularly conducts business in Harris County, TX can bank with Shell FCU once a $5 savings account is established for membership. JumpStart Checking accounts are available to members age 16 and older who meet qualifying criteria. Minors age 6 to 15 years of age are eligible for convenience signer access which includes issuance of a debit card. Limit of two account owners allowed and a minor for each JumpStart Checking account. A TUTMA Savings account or minor Membership Savings account is required to be eligible for JumpStart Checking. For complete details ask a Shell FCU representative. *JumpStart Checking has an APY of 0.05%. Annual Percentage Yield: The APY applies only to the checking account. Minimum monthly balance of $2,000 required to earn an APY of 0.05%. APY may change before or after the account is opened.