Shell FCU |
Shell Jump Start

JumpStart Checking


JumpStart Checking* is the Shell FCU account with a debit card and Digital Banking access for 6 to 15 year olds. This account is for those interested in teaching their children about responsible money management with their own debit card. The parent/guardian establishing the account will have card controls to set spending limits, merchant controls and shared access to Digital Banking. Plus, easy options to transfer funds and setup automatic deposits.

Shell Jump Start rewards
  • Auto transfer or ACH at least $10 to the JumpStart Checking
  • Enroll and receive eStatements
  • Register and login to Digital Banking at least once
  • Complete 5 debit card point of sale transactions

Benefits of the JumpStart Checking

  • Free Debit Card
  • No Monthly Service Charge
  • No Minimum Balance Requirement
  • Free Digital Banking
  • Free eStatements
  • Free ATM Access on CU Friendly, Allpoint ATM Networks and ATMs located at Shell FCU branches

See a representative for complete details and qualifications

Interested in a JumpStart Cecking Account?

Request to be contacted by a Shell FCU Representative.


Shell FCU is federally insured by the National Credit Union Administration. Anyone who lives, works, worships, attends school, or regularly conducts business in Harris County, TX can bank with Shell FCU once a $5 savings account is established for membership. JumpStart Checking accounts are available to members age 16 and older who meet qualifying criteria. Minors age 6 to 15 years of age are eligible for convenience signer access which includes issuance of a debit card. Only one primary owner and minor allowed for each JumpStart Checking account. A TUTMA Savings account or minor Membership Savings account is required to be eligible for JumpStart Checking. For complete details ask a Shell FCU representative. Promotion: Shell FCU reserves the right to discontinue any promotion at any time for any reason. Restrictions and qualifying criteria may apply. Offers valid at Shell FCU branches July 11, 2022 through December 31, 2022. Reward will be issued only when qualifications are met within 45 days of account opening. If warranted, 1099 forms will be issued the following January. Incentives will be withheld at closing for new accounts closed within six months. If funds are unavailable at the time of closing, the account will be overdrawn and the account holder will be held responsible for repayment. Earn $25 when the following criteria is met within 45 days of establishing a JumpStart Checking account: auto transfer or ACH at least $10 to the JumpStart Checking, enroll and receive eStatements, register and log into Digital Banking at least once and complete 5 debit card point of sale transactions.*JumpStart Checking has an APY of 0.05%. Annual Percentage Yield: The APY applies only to the checking account. Minimum monthly balance of $2,000 required to earn an APY of 0.05%. APY may change before or after the account is opened. No minimum monthly balance is required to earn the $25 reward.