Fraud Alert

Scammers are pretending to be Shell FCU and may contact you by phone or text from unfamiliar numbers or even spoof our main number (713) 844-1100. For your protection, never share personal details such as your Social Security Number, Date of Birth, passwords, login credentials, or card numbers. If something seems suspicious, hang up or delete the message and call Shell FCU directly at (713) 844-1100. Your safety and security are our top priority. Thank you for the opportunity to serve you!

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Every Chapter Deserves the Right Home Loan

Mortgage

Shell FCU offers ideal mortgage financing with low down payment options...

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Home Equity

Use the equity in your home to borrow cash and use it as you wish...

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HELOC

A HELOC allows you to utilize your home's equity as a revolving line of credit...

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Land Loan

Secure financing to purchase land for your future home or investment...

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Shell Federal Credit Union is Federally insured by the National Credit Union Administration (NCUA) and is an Equal Opportunity Lender. Anyone who lives, works, worships, attends school, or regularly conducts business in Harris County, TX can bank with Shell Federal Credit Union once a $5 savings account is established. Loan approvals are subject to credit and underwriting criteria. Fund a Mortgage, Home Equity Loan, Home Equity Line of Credit, or Land Loan with Shell FCU between April 1, 2026 and June 30, 2026 to be automatically entered to win one of two $2,500 prizes. Winners will be selected at random and notified by July 17, 2026. Prize will be deposited into the winner’s Shell FCU primary savings account after verification and completion of any required forms. Members must be in good standing at the time of drawing. No limit to qualifying entries. Odds depend on number of entries. Applicable 1099 forms may be issued the following January. Shell FCU may modify or discontinue the promotion at any time. Mortgage, Home Equity, HELOC, and Land Loan program restrictions apply. Visit www.shellfcu.org or speak with a loan officer for Shell FCU loan details.