Fraudsters may spoof our phone number and pose as Shell FCU staff. Never share personal details such as passwords, login credentials, or one-time codes. If you receive a suspicious call, hang up and contact us at (713) 844-1100. Thank you for the opportunity to serve you!
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Shell FCU is a member owned and operated cooperative serving Harris County. We offer a wide range of services at no-cost or at lower costs than traditional financial institutions, including more favorable rates on dividends and loans.
Anyone who lives, works, worships, attends school, or regularly conducts business in Harris County can bank with Shell FCU. Thank you for the opportunity to serve you!
The purpose of Shell Federal Credit Union, chartered in 1937, is not profit, not charity, but service to members through leadership that is committed to keeping the credit union strong, aggressive and financially sound.
Establishing a loyal and steadfast commitment to their communities, Shell FCU has improved the lives of thousands through service excellence, community outreach and lasting financial solutions for all stages in life. Programs at Shell FCU deliver products and services, comprehensive financial education and an avenue for volunteerism.
Shell FCU's field of membership includes anyone who lives, works, worships, attends school, or regularly conducts business in Harris County, Texas. With only a $5 savings account deposit, anyone in Shell FCU’s field of membership can experience banking but better. The credit union remains financially strong, proud of our footpath and excited about the future.
Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, Shell FCU will ask for proof of identification. Two Primary IDs (issued by different agencies) or one Primary and one Secondary ID are required.
All minors under 16 years old must have a parent/guardian as a joint owner. Parent/guardian must be eligible for membership to be added as a Joint Owner on a minor's account. Minors 13 to 15 years old must provide a current school ID or valid state issued ID and a Social Security Card. Minors newborn to 12 years old must provide a birth certificate or a Social Security Card.
Have questions about Shell FCU’s field of membership? Request to be contacted.
The ground work for chartering Shell Federal Credit Union occurred January 25, 1937 at 8PM in the Shell Oil Refinery Clock House. The organizational meeting was attended by 40 employees of Shell Oil Company.
In attendance were G.V. Carroll of Texas Company Refinery, H.S. Bragg from the downtown office and Shell Oil Refinery Manager, Mr. Mullemeister. Mr. Carroll and Mr. Bragg shared their experience of the Credit Union with the group in attendance.
A fee of $0.25 was set for each person present who wished to become a member. All forty employees present at that first meeting joined the organization. The first official meeting of the Shell Employees Credit Union, Charter No. 1941, was held on February 4, 1937.
President/CEO
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Chief Information Officer
Chief Administration Officer
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Director
President/CEO and Director
Associate Director
Chairman
Learn more about the restructuring of financial services. These changes could impact credit unions. Speak out on behalf of Your Credit Union and others who are dedicated to helping members succeed financially. Read more...
Shell FCU is Federally insured by the National Credit Union Administration (NCUA) and is an Equal Opportunity Lender. With a $5 initial deposit anyone who lives, works, worships, attends school, or regularly conducts business in Harris County, TX can bank with Shell FCU. Other restrictions may apply. Offer valid at Shell FCU branches through December 31, 2025. For all promotions a new checking account is defined as the member's initial checking account established with Shell FCU. Shell FCU reserves the right to modify or discontinue promotions without notice. New Member: Earn $50 when a new Checking account is opened with a $1 initial deposit and the following qualifications are met within 60 days of account opening: debit card issued, enroll in eStatements, complete at least 20 debit card POS transactions, and establish at least one direct deposit. One automatic clearing house (ACH) debit/credit posted and settled will also meet the direct deposit requirement. Must not be a current or previous member. Restrictions and qualifying criteria may apply. Promotion must be mentioned to the Shell FCU representative processing the new account to receive incentives. Rewards will be issued only when qualifications are met within 60 days of account. If warranted, 1099 forms will be issued the following January. Incentives will be withheld at closing for new accounts closed within six months. If funds are unavailable at the time of closing, the account will be overdrawn and the account holder will be held responsible for repayment.
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