Protect Your Account!

DO NOT share personal information with unsolicited callers or texters claiming to be with Shell FCU. We will NEVER ask for your Digital Banking User ID or Password. If YOU initiate contact with us we may send you a one-time authentication code. If uncertain, hang up and call Shell FCU at (713) 844-1100. Thank you for the opportunity to serve you!

Balance Transfers Flyer

Start Your Balance Transfer Now!

*APR denotes Annual Percentage Rate. Shell FCU is federally insured by the National Credit Union Administration (NCUA) and is an Equal Opportunity Lender. Anyone who lives, works, worships, attends school, or regularly conducts business in Harris County, TX can bank with Shell FCU once a $5 savings account is established for membership. Shell FCU reserves the right to discontinue promotions without notice at any time for any reason. Other restrictions may apply, ask a Shell FCU Representative for details. Existing Shell FCU Credit Cardholders: Balance transfers are subject to credit availability and processed in accordance with your Credit Card Agreement, which determines your Balance Transfer Annual Percentage Rate. Grace periods do not apply to balance transfers and funds cannot be applied as payment to another Shell FCU loan or credit card. The Balance Transfer Promo of 5.99% APR for 6 months is available on all qualifying card types for balance transfers processed no later than end of business on March 15, 2024. After the balance transfer promotion period ends, your APR will be based on creditworthiness not to exceed 17.99% and an annual fee of up to $45 may be assessed. Cash advances do not qualify for balance transfer promotional offers. Other restrictions may apply and the full Disclosures, Agreements and Benefits are available at