Alerts

December Skip-A-Pay Is Back!

If you currently have a loan with Shell FCU and meet the qualifying criteria*, your loan payments will automatically be skipped. 

If you wish to opt out now or for future Skip-A-Pay programs click here to complete the Opt Out Form electronically or visit any Shell FCU Branch.

Check your MasterCard statement message to see if you qualify to skip your December MasterCard Credit Card payment too!

For more information please call 713-844-1100.

2020 John Garrison Scholarship Now Available!

Shell FCU will be awarding scholarships to 10 lucky 2020 graduating seniors. The scholarship is easy to fill out and a simple way to earn some cash to pay for college. You are eligible to apply if you meet the following criteria:

Must own or establish a Shell FCU savings account in applicant’s name.

• Account must be in good standing with a minimum $5.00 balance.

Must be a graduating high school senior in the 2019-2020 school year.

• Planning to attend an accredited two-year or four-year college, university or vocational-technical school in the United States.

If you meet these requirements, then you can apply! The John Garrison Scholarship awards were established in 2000 in memory of John Garrison, a dedicated member of the Shell Federal Credit Union Board of Directors. Mr. Garrison served on the Board for over 50 years as a volunteer; his vision and volunteer spirit is still an inspiration for us all. Our hope is that applicants will embrace that same spirit and carry it forward into their own careers and beyond. Submit completed application online or return completed application and required documentation to any Shell FCU location or mail to the address below which must be postmarked by Saturday, January 1, 2020.

To digitally submit your 2020 application click here or to download the 2020 Scholarship Application click here.

The Reality of 0% Financing

While 0% auto financing usually isn’t a scam, it can have its disadvantages. First, 0% financing is often difficult to qualify for. It’s only available to individuals with the highest credit scores and a long credit history. Then, when shoppers visit the dealership, they are often presented with a higher interest rate. Dealers also often recover their money by offering less on trade-ins to regain the lost profit from the financing. Dealers may have a 0% rate to get you in the door, but their other offers, such as a rebate, may not be honored unless you finance with a higher interest rate. Other things the dealership may do to make up for the 0% financing are to charge sticker price for the vehicle and over charge for “after market” items (i.e. extended warranties, window tint, clear paint sealant, etc.). It’s a good idea to shop around and compare your options. While you don’t want to prematurely rule out the 0% financing option, you also don’t want to jump on it too quickly. If you qualify for 0% APR financing at a dealership, you may also qualify for excellent rates with other lenders. With a Shell FCU auto loan there are no hidden fees or gimmicks. Apply with Shell FCU for your pre-approval and let us help you make the best decision to benefit your situation. Remember, together we’re family!

Stay Password Protected

Would you tell a deep, dark secret to a perfect stranger? Or if someone knocked on your door claiming that they wanted to give you a present soon, would you give them a key to your house so they could drop it off later? Probably not, right? Well every day thousands of scammers are working to convince you to do just that, but with your online banking username and password.

Many scams today are based on gaining access to your online banking, whether they are claiming to be tech support, a loan company, or someone who just wants to “help” you. Rest assured, no legitimate company or person will EVER need your username and password. Never give out your credentials, no matter the reason they give. And if you have given out your username and password to someone, please call us at 713-844-1100 as soon as possible so we can secure your account and keep your money safe.

Remember, your password is secret, and no one else should ever have it.

Thank you for the opportunity to serve you!

Phishing Email Scam Alert

We have received reports of fraudulent emails being received that appear to be sent from Shell Federal Credit Union. The fraudulent email requests PayPal information to complete refund processing. Shell FCU does not solicit personal/private information from members via email. If you ever receive a message asking for personal or private information and the sender claims to be Shell FCU, please ignore the request. You are most likely being targeted in a phishing scam. Delete the message immediately. Should you have questions or concerns please reach out to us at 713-844-1100. Thank you for the opportunity to serve you!

Mobile Check Deposit Change

Effective July 1, 2018, all checks deposited using the Shell FCU mobile App must have the endorsement “For Mobile Deposit Only” clearly written on the back. To prevent any delays in depositing your checks, please ensure this endorsement is on all items. Checks that are missing this endorsement may be rejected, and the deposited funds removed from the account.