Alerts

2025 Annual Meeting Notice

Save The Date: 88^th Annual Meeting

Friday, March 14, 2025 | Meeting Begins Promptly At 7 PM

Deer Park High School – South Campus
Performing Arts Center
710 W. San Augustine Deer Park, TX 77536
(Entrance is on Joe Scott Cathey Ave.)

The Board members serve without compensation. Parties interested in filing nominations by petition are required to adhere to these pertinent Shell Federal Credit Union bylaws:

1. Nominees must be Shell FCU members in good standing and over the age of 18 by the date of the meeting to vote, hold elective or appointive office or sign nominating petitions.
2. Nominees must submit a petition containing the signatures of no fewer than 500 Shell Federal Credit Union members over the age of 18 by the date of the meeting.
3. The Petition for Director Nominee packet can obtained from the Secretary to the Board, Sonya Speck, at the Shell FCU Service Support Center at 201 E 13^th Street, Deer Park, TX 77536 or via email at annualmeeting@shellfcu.org.
4. The Petition Packet must be complete and returned to Shell FCU Service Support Center c/o Secretary to the Board at 201 E 13^th Street, Deer Park, TX 77536 by the close of business on Friday, January 31, 2025.
5. Noncompliance with these rules will invalidate the Nomination by Petition.
6. If no qualified Nomination by Petitions are submitted, the Nominating Committee's selection will be elected by general consent. Nominations will not be taken from the floor unless unforeseen circumstances create a vacancy on the ballot.
7. In the event a qualified Nomination by Petition is submitted, the Secretary of the Board will ensure either a printed ballot or electronic ballot is delivered to all members eligible to vote. The ballot will contain the date the ballot must be received by the Credit Union.

Protect Yourself from Spoofing and Fraud

Attention Valued Shell FCU Members,

Recently, we’ve seen a rise in Shell FCU members reporting incidents of fraud. Fraudsters are using increasingly sophisticated tactics to gain access to members' Digital Banking credentials, including usernames, passwords, and one-time PINs via SMS text.

Fraudsters often spoof Shell FCU’s official phone number, (713) 844-1100, and pose as credit union employees. They may call or text to make it difficult to distinguish them from legitimate Shell FCU communications, and recently, we've also seen scammers sending emails or text messages asking members to "confirm" debit or credit card transactions. These fraudulent messages often link to a form requesting the full debit or credit card number, expiration date, and CVV (card verification value) located on the back of your card.

Please remember that Shell FCU’s fraud alerts will only ask you to confirm transactions with a simple 'Y' or 'N' to verify if the transaction is legitimate. We will never ask for your full card information. This is a tactic used by scammers to gain access to your card information, so please be cautious with any such requests.

Here are some key steps to protect yourself:

NEVER Share Your Digital Banking Credentials: Shell FCU will NEVER ask for your Digital Banking User ID, password, or one-time PIN via phone, text, or email. We may send a one-time authentication code only if YOU initiate contact with us.

Be Wary of Unsolicited Requests: We will never ask for Digital Banking login details or for payment apps such as Venmo,Zelle, or CashApp. Fraudsters may try to leverage the holiday rush to trick you, so stay cautious with any unexpected communication.

Avoid Disclosing Personal Information: If you receive a suspicious call, email, or text claiming to be from Shell FCU, do not share any personal information. Instead, hang up and call Shell FCU directly at (713) 844-1100. When you initiate the call, you’ll be assured of speaking with an official employee.

Please remember that scammers often use a sense of urgency to pressure you into providing your information. Take a moment to pause, think, and never rush into sharing sensitive details. If you have any concerns or doubts, don’t hesitate to contact us directly at (713) 844-1100. Your security is our top priority, and together, we can keep your accounts safe and secure.

Thank you for the opportunity to serve you!

John Garrison Scholarship Now Open!

SCHOLARSHIP OPPORTUNITIES ARE NOW OPEN FROM SEPTEMBER 1^st TO JANUARY 18^th!

$2,500 in scholarship awards will be provided to 20 deserving students from the High School Class of 2025! The scholarship applications are easy to fill out and a simple way to earn some cash to pay for college.

JOHN GARRISON SCHOLARSHIP

15 Two or Four-Year College or University Scholarships

JOHN GARRISON VOCATIONAL SCHOLARSHIP

5 Vocational/Technical School Scholarships

ELIGIBILITY CRITERIA

• Own or establish a Shell FCU savings account in applicant’s name
• Account in good standing with a minimum $5.00 balance
• A graduating high school senior in the 2024-2025 school year
• Plan to attend an accredited two or four-year college or university or technical/vocational school in the United States
   

If you meet these requirements, then you can apply! The John Garrison Scholarship awards were established in 2000 in memory of John Garrison, a dedicated member of the Shell Federal Credit Union Board of Directors. Mr. Garrison served on the Board for over 50 years as a volunteer; his vision and volunteer spirit is still an inspiration for us all. Our hope is that applicants will embrace that same spirit and carry it forward into their own careers and beyond. 

To digitally submit your application, visit www.shellfcu.org/iLife

Urgent Message from Shell FCU CEO: Protect Your Account Security

Dear Valued Members of Shell Federal Credit Union,

I hope this letter finds you and your loved ones in good health and high spirits. It is with great urgency and concern that I reach out to you today. The security of your financial well-being and personal information is of utmost importance to us. Our commitment to serving and protecting your financial well-being is unwavering, and we need your immediate assistance in safeguarding your accounts from a relentless wave of fraudsters.

Our mission statement, our purpose, our very reason for existence is to serve our members through leadership, keeping our credit union strong, aggressive, and financially sound. Now, more than ever, every member plays a critical role in upholding this mission. The recent attacks on our members have reached an alarming level, and we stand together in facing this challenge.

Shell FCU members are currently being targeted and deceived by a ring of fraudsters who employ sophisticated tactics to extract your Digital Banking credentials, including your username, password, and one-time PINs via SMS text. These fraudsters are calling and texting members while spoofing our official (713) 844-1100 phone number, posing as credit union employees to make it harder to stop them. Do not respond to these texts or calls. Delete the text or hang up immediately. They are exploiting various channels, including branches, the call center, Digital Banking, Zelle and Mobile Deposit.

In the past few days, we have witnessed several members falling victim to Digital Banking compromises. These fraudsters, once they gain access to your account, collaborate with a second individual who visits a branch to open an account. They may deposit fictitious checks through mobile deposit to move funds into your account before transferring those funds, along with your existing funds, into the newly opened account. The new member may then use various means, such as debit cards with newly requested increased limits and cash withdrawals at a branch, to access the funds.

Here are some key steps to protect yourself:

NEVER Share Your Digital Banking Credentials: Shell FCU will NEVER ask for your Digital Banking User ID or Password. We may only send you a one-time authentication code if YOU initiate contact.

Be Wary of Unsolicited Requests: We will never request your login credentials for payment apps like Venmo, Zelle, CashApp, or similar services.

Avoid Disclosing Personal Information: Do not share your personal information with unsolicited callers or texters claiming to be Shell FCU. We will never do this. If in doubt, call your trusted Credit Union at (713) 844-1100. If you call us first the number cannot be spoofed and you know you will be talking to our service professionals.

Especially during the holiday season, scammers and identity thieves are on the prowl, capitalizing on the sense of urgency and scarcity that often accompanies online shopping. We must remain vigilant in protecting our accounts, passwords, and private information. Fraudsters will act with a sense of urgency to pressure you into providing the information they seek. This is part of their ploy and tactic to gain access to your accounts.

Our dedication to your security and well-being is unwavering. Please know that we are here to serve, protect, and assist you. If you ever have concerns or suspicions, do not hesitate to initiate a call to Shell FCU at (713) 844-1100. Together, we can combat these threats and ensure the safety of our members and the strength of our credit union.

Thank you for the opportunity to serve you. Your trust and partnership mean the world to us. Let us stand united in the face of these challenges and emerge stronger than ever.

Sincerely,

Jose Rodriguez

President/CEO

Protecting Against Phone and Text Scams

Shell Federal Credit Union values the security and privacy of our members. Unfortunately, there has been a rise in impostors attempting to deceive individuals by posing as representatives of our institution through phone calls and text messages. Their primary aim is to illicitly obtain personal information, card details, or Digital Banking access. We take great pride in safeguarding your financial interests and ensuring that your personal information remains protected.

It is crucial to remain vigilant and exercise caution when receiving communication from unknown sources. Scammers may even spoof the Credit Union's phone number to appear legitimate, making it imperative to be cautious when sharing sensitive information. We want to emphasize that Shell FCU will NEVER request your User ID, Password, or any one-time-PINs required to log in to Digital Banking through phone calls or text messages. These credentials are private and should never be shared with anyone. If you receive any suspicious messages or communications from unknown senders, we strongly advise against responding to them.

Shell FCU may periodically send SMS alerts to confirm charges on your Shell FCU debit and credit cards. These authentic fraud alert texts will originate from the number 91937 and only request a Y or N reply. Rest assured that these alerts are part of our commitment to ensuring the security of your financial transactions. Should you receive such an SMS and have any concerns, please feel free to contact our main number for clarification and assistance. Your safety and peace of mind are of utmost importance to us.

In case of doubt or uncertainty about the identity of the person contacting you via text or phone, we recommend terminating the communication and contacting Shell FCU directly through our main number at (713) 844-1100. Our team will be pleased to assist you promptly and ensure your security.

For further guidance on recognizing and avoiding scams, we encourage you to explore the valuable resources available at the following links:

Recognizing and Avoiding Scams: https://shellfcu.banzai.org/wellness/resources/recognizing-and-avoiding-scams

Scam Checker Coach: https://shellfcu.banzai.org/wellness/resources/scam-checker-coach

Thank you for the opportunity to serve you!

Scam Alert - Past Due Utility Bills

Attention Shell FCU Members!

Fraudsters continue to evolve scams associated with Mobile Payment Apps, such as Zelle, Venmo and Cash App, by introducing urgency to pay supposed delinquent utility bills to avoid service being discontinued. Beware of scammers calling or texting claiming to be from a utility company stating they did not receive payment and service will be turned off if payment is not sent immediately.

We suggest you disconnect the call and then call the verified utility company phone number or login to their website to verify your balance. If payment is due immediately, please make payment through the verified utility company website, their payment by phone or your financial institution’s Bill Payment. Funds sent through Mobile Payment Apps are non-refundable and should only be sent to verified recipients.

If you have any questions or if you are targeted by a scam like this, please report it to the FTC at www.ftc.gov/complaint.