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Fraud Alert

Scammers are pretending to be Shell FCU and may contact you by phone or text from unfamiliar numbers or even spoof our main number (713) 844-1100. For your protection, never share personal details such as your Social Security Number, Date of Birth, passwords, login credentials, or card numbers. If something seems suspicious, hang up or delete the message and call Shell FCU directly at (713) 844-1100. Your safety and security are our top priority. Thank you for the opportunity to serve you!

Alerts


7 Apr 2026

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2 Jan 2026

MICR Number for Direct Deposits

With Tax Season upon us, choosing Direct Deposit to get your refund offers convenience, speed and safety. When setting up your Direct Deposit, or even ACH, making sure you’re using the correct information ensures your deposit or withdrawal goes smoothly.

When providing your account information to the IRS or a Tax Preparer, you’ll need both the Routing Number (313080636) and your MICR Number. Your MICR and your Account Number are different, and the incorrect number may cause a delay or return of your deposit.

MICR Number is used for ACH or Direct Deposit, while your Account Number is used to reference your account when speaking with a Shell FCU Representative.

HOW DO I FIND MY MICR?

Your MICR Number is located within Digital Banking, so it’s always at your fingertips. Follow these steps:

1.  Log into Digital Banking
2.  Click on an account
3.  Click on “Details”
4.  Locate the Routing Number
     (313080636)
5.  Locate the MICR Number
2 Jan 2026

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25 Apr 2025

FRAUD ALERT: Protect Your Information

FRAUD ALERT: Protect Your Information

Scammers are posing as Shell FCU representatives to try and steal your personal information. They are using unfamiliar phone numbers or even spoofing our official Shell FCU phone number of (713) 844-1100. These fraud attempts may come through phone calls or text messages requesting your personal information such as Social Security Number, date of birth, passwords, or Digital Banking login details.

  • Do not share any sensitive information.
  • Hang up or delete the message right away.
  • Shell FCU will NEVER ask for your credentials.
  • If you’re ever unsure, call us directly at (713) 844-1100.

Remember – If you initiate the call, scammers can’t spoof the number.

Stay alert and protect your information!