Shell Federal Credit Union is Federally insured by the National Credit Union Administration (NCUA) and is an Equal Opportunity Lender. Anyone who lives, works, worships, attends school or regularly conducts business in Harris County, TX can bank with Shell Federal Credit Union once a $5 savings account is established. Loan approvals are based on underwriting criteria and this promotion is not a commitment to lend. See Shell FCU's website or speak with a Shell FCU real estate representative for mortgage or home equity program specifics. Shell Federal Credit Union reserves the right to discontinue any promotion at any time for any reason. Apply for a Mortgage or Home Equity loan April 1 through July 31, 2022 and you'll be entered to win 1 of 3 $2,000 prizes when you fund your loan before October 31, 2022. Shell FCU will conduct a drawing of all qualified entries by November 15, 2022 and contact the winner by phone. Members must be in good standing at the time of the drawing to qualify and Shell FCU employees are not eligible to participate. 1099 forms will be issued to winners the following January. Odds of winning are based on number of entries.