Your Perfect Home Starts with the Right Loan!

Shell Federal Credit Union is Federally insured by the National Credit Union Administration (NCUA) and is an Equal Opportunity Lender. Anyone who lives, works, worships, attends school, or regularly conducts business in Harris County, TX can bank with Shell Federal Credit Union once a $5 savings account is established. Loan approvals are based on underwriting criteria and this promotion is not a commitment to lend. See Shell FCU’s website or speak with a Shell FCU Real Estate Representative about mortgage, land, home equity or home equity line of credit loan details. Apply for a mortgage, land, home equity or home equity line of credit from April 1, 2025 through June 30, 2025 and you’ll be automatically entered to win ONE of TWO $1,500 prizes when you fund your loan before July 31, 2025. Two qualifying loans will be drawn at random, and the winners will be notified via telephone by August 15, 2025. The two winners will receive $1,500 deposited to their primary savings account by August 29, 2025. Members must be in good standing at the time of the drawing. There is no limit to the number of qualifying entries, and odds of winning depend on the total number of entries. Applicable 1099 forms may be issued the following January. Shell FCU reserves the right to discontinue any promotion at any time for any reason without notice. Mortgage: Limit one Shell FCU no closing cost mortgage per property. Shell FCU does not offer manufactured home, condo, or construction loans. Land: Financing available for property in Texas only. Land loans must not include any structures, buildings, or improvements. Home Equity & HELOC: Financing not to exceed 80% Loan to Value less any existing liens or loans. By law, Home Equity loans are only available on primary residences and only one Home Equity loan can be financed per 12 month period. Consult with your tax professional for tax-related advice.